Fischetti Law Group

FDCPA Lawyer Florida

FDCPA — Fair Debt Collection Practices Act

Stops harassing calls, threats, lies, and unfair collection tactics by third‑party collectors.

No fees unless we win
Free consultation
Expert legal representation
5/5 from 500+ reviews

$30M+ recovered for clients

Available 24/7

No fees unless we win

Confidential consultations

15,000+ cases served

5/5 from 500+ reviews

$30M+ recovered for clients

Available 24/7

No fees unless we win

Confidential consultations

15,000+ cases served

5/5 from 500+ reviews

$30M+ recovered for clients

Available 24/7

No fees unless we win

Confidential consultations

15,000+ cases served

5/5 from 500+ reviews

$30M+ recovered for clients

Available 24/7

No fees unless we win

Confidential consultations

15,000+ cases served

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Key Statutes

  • Fair Debt Collection Practices Act (FDCPA) — 15 U.S.C. § 1692 et seq.

Who Is Protected

The FDCPA protects consumers contacted by third-party debt collectors, including individuals facing harassment, deception, or abusive collection tactics.

Common Violations

FDCPA violations often involve repeated calls, threats, false statements, contacting family or employers, misrepresenting debts, or ignoring written stop requests.

Your Rights

Consumers have the right to limit collector contact, request debt validation, and hold collectors accountable for unlawful conduct, often without upfront legal fees.

Damages & Remedies

FDCPA cases may allow statutory recovery and compensation for distress, with legal fees often shifted to the violating collector.

What To Do Next

Save call logs, voicemails, letters, and texts from collectors. A free case review can help determine whether the conduct violates federal law.

Think your fdcpa — fair debt collection practices act rights were violated?

Get a free, no‑obligation review from a Florida consumer lawyer. We only get paid if you win.

CASE EVALUATION

Do I Have a Case Under the FDCPA?

  • A debt collector calls repeatedly or aggressively
  • You received threats, false statements, or harassment
  • Collectors contacted your family, employer, or coworkers
  • Calls continued after you requested they stop
  • You were misled about the amount or status of a debt
WHO WE HELP

Who This Law Protects

Consumers contacted by third-party debt collectors
Individuals dealing with collection agencies
People facing aggressive or abusive collection tactics
COMMON VIOLATIONS

Common FDCPA Violations

  • Harassing or threatening phone calls

    Debt collectors cannot use abusive language, threats, or call repeatedly to harass consumers.

  • False statements about debts

    Collectors cannot misrepresent the amount owed, claim to be attorneys, or make false threats about legal action.

  • Contacting third parties improperly

    Debt collectors cannot discuss your debt with family, employers, or neighbors without permission.

  • Ignoring written cease-contact requests

    When you send a written request to stop contact, collectors must honor it except for limited exceptions.

YOUR RECOVERY

How Compensation May Be Available

  • Some violations allow statutory recovery
  • Emotional distress may be considered
  • Liability depends on collector behavior
  • No upfront fees
UNDERSTANDING YOUR RIGHTS

Understanding the FDCPA

The Fair Debt Collection Practices Act limits how third-party debt collectors may contact consumers and prohibits abusive, deceptive, or unfair practices.

Understanding your rights under consumer protection laws is the first step toward seeking compensation for violations. These laws exist to level the playing field between consumers and large corporations.

DOCUMENTATION

What Information Is Helpful

Call logs or voicemails
Letters from collectors
Text messages
Debt validation requests
Account statements

Case Results. Millions Recovered.

Fischetti • Law • Group •
Fischetti Law Group

Florida consumer law victories you can trust. Our Florida consumer protection lawyers win cases under the FDCPA, FCRA, and TCPA—stopping harassing debt collection, fixing credit reporting errors, and ending illegal robocalls. Serving Miami, Fort Lauderdale, West Palm Beach, Tampa, Orlando, and across Florida. No win, no fee.

$4.5 MILLION
collected for our clients

FCRA Violation

Credit reporting agency mixed up our client's file with another person's, causing wrongful denials for loans, apartments, and employment opportunities. The client suffered severe financial and emotional distress due to the bureau's negligence in maintaining accurate records.

No Win, No Fee

We only get paid when you win your case. No upfront costs, no hidden fees.

5/5 Client Rating

Rated excellent by our satisfied clients from 500+ reviews

$30M+ Recovered

Millions recovered for our clients through successful settlements and verdicts

+15,000 Cases Served

We have helped thousands of clients get the compensation they deserve

Ready to Fight for Your Rights?

Don't let unfair business practices go unpunished. Get your free case evaluation today.

FDCPA — Frequently Asked Questions

Consumer Law Florida serves clients throughout Florida through phone and video consultations. You do not need to visit an office to request a free case review.