Practical guides on FCRA, FDCPA, and TCPA rights under Florida consumer protection law.
8 articles tagged “FCCPA”
A cease and desist letter tells a debt collector to stop contacting you, and federal law requires it. Here is what to put in the letter, how to send it so you can prove it, and what to do in Florida when the calls do not stop.
A debt collector cannot have you arrested or jailed for a consumer debt in Florida. Learn why the threat is illegal under the FDCPA and FCCPA, what damages you can recover, and the steps to take if it happened to you.
Debt collectors in Florida can text you, but federal and state law set firm limits. Here is when a collection text becomes an illegal FDCPA, TCPA, or FCCPA violation, how to spot it, and the damages you may be able to recover.
In most cases it is illegal for a debt collector to discuss your debt with your family. Learn the FDCPA and Florida FCCPA rules, how to spot a violation, and what you can recover.
Can a debt collector call you at work in Florida? Sometimes, but federal and state law set strict limits. Here is when workplace collection calls become an illegal FDCPA or FCCPA violation, what you can recover, and how to make the calls stop.
A debt collector threatening to garnish your wages in Florida may be making an empty and illegal threat. Here is when a garnishment threat violates the FDCPA and Florida law, why so many are bluffs, and what you can recover.
Florida's FCCPA protects consumers from abusive debt collection. Unlike the federal FDCPA, it can reach original creditors, not just third-party collectors, with statutory damages up to $1,000 plus attorney fees.
Florida limits how long a creditor can sue you on an unpaid debt. Once that window closes, the debt is time-barred — still owed, but no longer enforceable in court. Learn the time limits, the "reset the clock" trap, and your rights under the FDCPA and FCCPA.
Many consumers don't realize their rights have been violated. Get a free review — no fee unless we win.
