Practical guides on FCRA, FDCPA, and TCPA rights under Florida consumer protection law.
16 articles tagged “FDCPA”
Florida limits how long a creditor can sue you on an unpaid debt. Once that window closes, the debt is time-barred — still owed, but no longer enforceable in court. Learn the time limits, the "reset the clock" trap, and your rights under the FDCPA and FCCPA.
A debt validation letter forces collectors to prove you owe a debt before they can continue collection. Learn what it is, how to write one, what happens next, and get a free template you can send today under FDCPA protection.
Getting illegal robocalls? You can sue under the TCPA for $500 to $1,500 per call. Learn what counts as a robocall violation, how to document calls, and how to take legal action in Florida—even if you don't have a lawyer.
Debt collectors who harass you are violating federal law. Learn what counts as harassment under the FDCPA, the 777 rule that limits collection calls, what proof collectors must provide, and how to sue for up to $1,000 plus damages in Florida.
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